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Find Mortgage Lenders Near You in Hesperia, CA

Directory of mortgage lenders in Hesperia, California. Verify credentials with the state mortgage licensing authority before hiring.

15 agents listed
Updated May 2026
Hesperia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 mortgage lenders in Hesperia, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
9329 Mariposa Rd #110, Hesperia, CA 92344
7602457764
Tyler Nicholas Brown
9329 Mariposa Rd #110, Hesperia, CA 92344
9094727318
Choice Lending Corp
12021 Jacaranda Ave Second Floor Suite 200, Hesperia, CA 92345
7602459433
Andrew Andreasen NMLS 237132
7949 3rd Ave B, Hesperia, CA 92345
7605592423
Rylander Realty, Olive Branch Lending
7695 Alston Ave, Hesperia, CA 92345
7607134624
Skyloft Mortgage Group
17129 Main St, Hesperia, CA 92345
7603887827
Jenn Fretwell
9329 Mariposa Rd #110, Hesperia, CA 92344
8315967462
Doug Heide - EZ Fundings Home Loans
9565 Seventh Ave A, Hesperia, CA 92345
7609631643
EZ Fundings Home Loans
9565 Seventh Ave A, Hesperia, CA 92345
7602408900
US Bank Mortgage
16832 Main St, Hesperia, CA 92345
8008722657
Chase Home Lending
12731 Main St, Hesperia, CA 92345
7602443319
Chase Mortgage
17317 Main St, Hesperia, CA 92345
7609481212
Hard Money Lenders Hesperia CA
9608 I Ave, Hesperia, CA 92345
7609933854
US Bank Mortgage
Hesperia, CA 92344
8008722657
EZ Homes Loan
12061 Jacaranda Ave, Hesperia, CA 92345
7606468745

Mortgage lenders in Hesperia, California help homebuyers and homeowners secure loans for purchasing or refinancing property. California law requires lenders to be licensed under the California Financing Law and to provide clear disclosures about loan terms. Local lenders understand the Hesperia market and can guide you through options like conventional, FHA, and VA loans.

What Does a Mortgage Lender in Hesperia Cost?

Typical costs for a mortgage in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Hesperia?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day right of rescission for refinances, which can add a short delay.
What is the minimum down payment for a home in Hesperia?
Down payment requirements vary by loan type. FHA loans allow as little as 3.5 percent down, while conventional loans may require 5 to 20 percent. Some California first-time homebuyer programs offer assistance with down payments.