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2 agents listed
Updated May 2026
Imperial, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage lenders in Imperial, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage - Valentina J. Estes
123 W Barioni Blvd Suite B, Imperial, CA 92251
7607910935
Partners Group | CrossCountry Mortgage
115 N Imperial Ave Suite D, Imperial, CA 92251
7608849584
Mortgage lenders in Imperial, California help residents secure home loans for purchasing or refinancing property in the Imperial Valley. California law requires lenders to provide clear disclosures under the California Financing Law. Local lenders understand the agricultural and residential real estate market unique to this border region.
What Does a Mortgage Lender in Imperial Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $2,000. Closing costs in Imperial generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Imperial?
You typically need pay stubs, tax returns, bank statements, and photo ID. California lenders may also request proof of assets and a credit report.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day right of rescission for refinances under the Truth in Lending Act.
Are there special mortgage programs for Imperial County residents?
Yes, the California Housing Finance Agency offers CalHFA programs for first-time buyers. Imperial County also has USDA loans for rural areas and FHA loans with low down payments.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.