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Browse mortgage lenders serving Kerman, California. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Kerman, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage lenders in Kerman, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of America Financial Center
702 S Madera Ave, Kerman, CA 93630
5598469333
NOLIMITS Insurance Services, LLC
201 S Madera Ave #300, Kerman, CA 93630
5597424974
Community West Bank
360 S Madera Ave, Kerman, CA 93630
5598422265
Westamerica Bank
306 S Madera Ave, Kerman, CA 93630
5598467333
Mortgage lenders in Kerman, California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate and a Loan Estimate under the Truth in Lending Act. Local lenders are familiar with Fresno County market conditions and state-specific regulations like the California Homeowner Bill of Rights.
What Does a Mortgage Lender in Kerman Cost?
Typical costs for a mortgage in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Kerman?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a government-issued ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-business-day rescission period for refinances under the Truth in Lending Act.
What are the down payment requirements for a home in Kerman?
Down payments vary by loan type. Conventional loans often require 5 to 20 percent down, while FHA loans allow as low as 3.5 percent. California first-time homebuyer programs may offer down payment assistance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.