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Looking for a mortgage lender in La Palma? Review the directory below to compare your options.
6 agents listed
Updated May 2026
La Palma, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage lenders in La Palma, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Home Mortgage Inc
6 Centerpointe Dr #700, La Palma, CA 90623
3109620609
The OC Mortgage Dude
6 Centerpointe Dr #700, La Palma, CA 90623
9493461731
Eddie Villalobos
6 Centerpointe Dr #700, La Palma, CA 90623
5622809615
On Q Financial Inc.
4 Centerpointe Dr Suite 410, La Palma, CA 90623
5622651371
Mortgage, Bank of America
5531 La Palma Ave, La Palma, CA 90623
7147021482
Mortgage by Amanda
1 Centerpointe Dr Suite 410, La Palma, CA 90623
6264747477
Mortgage lenders in La Palma California help homebuyers and homeowners secure financing for home purchases and refinancing. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Orange County market conditions and can guide you through state-specific disclosure requirements.
What Does a Mortgage Lender in La Palma Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $700, and title insurance averaging $2,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in La Palma?
You will need proof of income such as W-2s and pay stubs, tax returns for the last two years, bank statements, and a valid ID. California lenders also require a signed authorization to verify your credit and assets.
How long does the mortgage process take in California?
The typical mortgage process in California takes 30 to 45 days from application to closing. California law mandates a three-business-day review period after you receive the Loan Estimate and Closing Disclosure.
Are there special mortgage programs for California first-time buyers?
Yes, the California Housing Finance Agency offers programs like the CalHFA FHA loan and the MyHome assistance program for down payment help. These programs have income and purchase price limits that apply to La Palma buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.