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Find Mortgage Lenders in Ladera Ranch, CA

Browse mortgage lenders serving Ladera Ranch, California. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Ladera Ranch, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 3 mortgage lenders in Ladera Ranch, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ladera Lending, Inc.
555 Corporate Dr, Ladera Ranch, CA 92694
(800) 592-9396 laderalending.com
Franklin Direct
111 Corporate Dr Suite 170, Ladera Ranch, CA 92694
(949) 298-7060 franklinladera.com
Truss Financial Group
999 Corporate Dr, Ladera Ranch, CA 92694
(888) 878-7715 trussfinancialgroup.com

What Does a Mortgage Lender in Ladera Ranch Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and third-party costs like title insurance and escrow fees totaling 2% to 5% of the purchase price. For a $700,000 home in Ladera Ranch, closing costs often range from $14,000 to $35,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Ladera Ranch?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. California lenders may also request proof of homeowners insurance and HOA documents for condos or planned communities.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-business-day right of rescission for refinances, which can add time.

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

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