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Find Mortgage Lenders Near You in Loma Linda, CA

Directory of mortgage lenders in Loma Linda, California. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Loma Linda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage lenders in Loma Linda, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
11195 Anderson St, Loma Linda, CA 92354
9093281629
Chase Home Lending
25701 Barton Rd, Loma Linda, CA 92354
6175041726
US Bank Mortgage
25548 Barton Rd, Loma Linda, CA 92354
8008722657

Mortgage lenders in Loma Linda California help residents secure home loans for purchasing or refinancing property. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Local lenders understand the Inland Empire real estate market and can guide you through state-specific disclosure requirements.

What Does a Mortgage Lender in Loma Linda Cost?

Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Loma Linda?
You typically need pay stubs, tax returns, bank statements, and proof of assets. California lenders also require a signed California Residential Purchase Agreement and a Good Faith Estimate of closing costs.
How long does mortgage approval take in California?
Most California mortgage approvals take 30 to 45 days from application to closing. State law requires a three-business-day right of rescission for refinances, which can add a few days.
Are there special loan programs for California first-time home buyers?
Yes, the California Housing Finance Agency offers CalHFA loans with down payment assistance for qualified buyers. Loma Linda residents may also use FHA or VA loans, which have lower down payment requirements.