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Looking for a mortgage lender in Lompoc? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Lompoc, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage lenders in Lompoc, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CoastHills Credit Union
1320 N H St, Lompoc, CA 93436
8057337600
Leachman Home Loans
100 E Ocean Ave, Lompoc, CA 93436
8057358687
John Maida Real Estate & LOANS
120 N A St, Lompoc, CA 93436
8057433611
Chase Home Lending
1508 N H St, Lompoc, CA 93436
3032444050
Homebridge Financial Services, Inc.
112 N H St Suite 114, Lompoc, CA 93436
8052467614
Escobar Mortgages
514 N H St, Lompoc, CA 93436
8056175059
Envoy Mortgage - Lompoc, CA
3775 Constellation Rd Suite 3, Lompoc, CA 93436
8059441812
Jennifer CruzAgency
1201 E Ocean Ave, Lompoc, CA 93436
8058190821
Valley Hills Realty/ GMS Home Loans
124 N A St, Lompoc, CA 93436
8057433611
Lompoc home buyers and homeowners can work with mortgage lenders to secure financing for a new home or refinance an existing loan. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders in Lompoc understand the Santa Barbara County real estate market and can guide you through the process.
What Does a Mortgage Lender in Lompoc Cost?
Typical costs for a mortgage in California include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs generally range from 2 percent to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lompoc?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a credit report and may ask for proof of assets and liabilities.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days from application to funding. This timeline can vary based on loan type, property appraisal, and under review of your documents.
What is the minimum down payment for a home in Lompoc?
Conventional loans often require a minimum down payment of 3 percent to 5 percent. FHA loans allow down payments as low as 3.5 percent. VA and USDA loans may require zero down payment for eligible borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.