Skip to main content

Find Mortgage Lenders in Lompoc, CA

Browse mortgage lenders serving Lompoc, California. Contact information and addresses listed below.

9 agents listed
Updated June 2026
Lompoc, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 9 mortgage lenders in Lompoc, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CoastHills Credit Union
1320 N H St, Lompoc, CA 93436
(805) 733-7600 coasthills.coop
Leachman Home Loans
100 E Ocean Ave, Lompoc, CA 93436
(805) 735-8687 leachmanhomeloans.com
John Maida Real Estate & LOANS
120 N A St, Lompoc, CA 93436
(805) 743-3611
Chase Home Lending
1508 N H St, Lompoc, CA 93436
(303) 244-4050 homelendingadvisor.chase.com
Homebridge Financial Services, Inc.
112 N H St Suite 114, Lompoc, CA 93436
(805) 246-7614
Escobar Mortgages
514 N H St, Lompoc, CA 93436
(805) 617-5059
Envoy Mortgage - Lompoc, CA
3775 Constellation Rd Suite 3, Lompoc, CA 93436
(805) 944-1812 envoymortgage.com
Jennifer CruzAgency
1201 E Ocean Ave, Lompoc, CA 93436
(805) 819-0821
Valley Hills Realty/ GMS Home Loans
124 N A St, Lompoc, CA 93436
(805) 743-3611

Lompoc home buyers and homeowners can work with mortgage lenders to secure financing for a new home or refinance an existing loan. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders in Lompoc understand the Santa Barbara County real estate market and can guide you through the process.

What Does a Mortgage Lender in Lompoc Cost?

Typical costs for a mortgage in California include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs generally range from 2 percent to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lompoc?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a credit report and may ask for proof of assets and liabilities.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days from application to funding. This timeline can vary based on loan type, property appraisal, and under review of your documents.

Mortgage Lenders in Other California Cities