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Compare mortgage lenders in Los Altos. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Los Altos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage lenders in Los Altos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Satish K Dadral - 450886 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6505592022
Nicole Santizo at Rate (NMLS #582907)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6505840958
Jerome Sierra - 448230 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6509962661
Tanya Click at Rate (NMLS #307893)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4087100265
Milestone Financial LLC
4962 El Camino Real STE 201, Los Altos, CA 94022
6503168970
Andre Gutierrez at Rate (NMLS #251241)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4085085610
Bee Wong at Rate (NMLS #281727)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4158600012
Gisele Chopaan - 459722 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
5109098942
Parshan Rayatkah at Rate (NMLS #1577584)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6503162171
Rate
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6505840958
Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6505592018
David L Baker - 448768 - Wells Fargo Home Mortgage
467 1st St Ste 100, Los Altos, CA 94022
6505592018
Broker One Mortgage
95 1st St #120, Los Altos, CA 94022
6509494600
US Bank Mortgage
300 Main St, Los Altos, CA 94022
8008722657
U.S. Bank-Liz Park-Mortgage Loan Officer
U.S. Bank Area Served, Los Altos, CA 94022
6506272318
Chase Home Lending
199 Main St, Los Altos, CA 94022
6503930338
Sean Ban - 1568126 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
4083096339
May Wu - 733753 - Wells Fargo Home Mortgage
467 1st St Ste 100, Los Altos, CA 94022
6505754428
Mortgage, Bank of America
227 S San Antonio Rd, Los Altos, CA 94022
6503790796
Mortgage lenders in Los Altos California help home buyers and homeowners secure financing for residential properties. California law requires lenders to provide clear loan estimates and follow strict disclosure rules under the California Financing Law. Local lenders understand the unique real estate market in Santa Clara County and can guide you through the loan process.
What Does a Mortgage Lender in Los Altos Cost?
Mortgage lender costs in California typically include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance costs of 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary based on the loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Los Altos?
You typically need recent pay stubs, tax returns, bank statements, and proof of assets. California lenders also require a valid government ID and a credit report. Self-employed borrowers may need additional income verification.
How long does mortgage approval take in California?
The process usually takes 30 to 45 days from application to closing. California law requires lenders to provide a Loan Estimate within three business days of application. Delays can occur if additional documentation is needed.
Are there special mortgage programs for California first-time buyers?
Yes, California offers programs like the CalHFA first mortgage and down payment assistance. These programs have income limits and require completion of a homebuyer education course. Local lenders in Los Altos can explain eligibility requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.