Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 mortgage lenders in Los Banos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coldwell Banker Kaljian & Associates
645 E Pacheco Blvd, Los Banos, CA 93635
2098261826
Stonefield Home
923 E Pacheco Blvd, Los Banos, CA 93635
2098266200
Erika Garcia
Los Banos, CA 93635
4089638186
Ada Sandoval, Realtor at Berkshire Hathaway Home Services Drysdale Properties, DRE#02153129
1209 6th St B, Los Banos, CA 93635
5594171445
Mechanics Bank - Los Banos Branch
601 I St, Los Banos, CA 93635
2098262723
Alpha Finance Group
210 W Pacheco Blvd, Los Banos, CA 93635
2132622151
Westamerica Bank
953 W Pacheco Blvd, Los Banos, CA 93635
2098267760
Roger Cervantes, Century 21 Select
1155 E Pacheco Blvd, Los Banos, CA 93635
2095642910
HII Mortgage Loans Los Banos CA
212 San Lorenzo St # N, Los Banos, CA 93635
2095878181
Chase Home Lending
550 K St, Los Banos, CA 93635
2014503406
Guild Mortgage - Tanya Price
907 S 6th St Suite A, Los Banos, CA 93635
2095093296
Supreme Lending - Los Banos
249 W Pacheco Blvd STE C, Los Banos, CA 93635
2092623310
What Does a Mortgage Lender in Los Banos Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Los Banos usually total 2% to 5% of the home price. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Los Banos?
You typically need pay stubs, tax returns, bank statements, and a government ID. California lenders may also require a copy of your homeowners insurance policy before closing.
How long does it take to close a mortgage in California?
A standard mortgage closing in California usually takes 30 to 45 days. Delays can occur if appraisals or title searches take longer than expected.
Are there special mortgage programs for California first-time buyers?
Yes, the California Housing Finance Agency offers programs like CalHFA FHA and MyHome assistance. These provide down payment help and competitive rates for eligible buyers in Los Banos.