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Compare mortgage lenders in McKinleyville. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
McKinleyville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage lenders in McKinleyville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coast Central Credit Union McKinleyville
1968 Central Ave Suite 2, McKinleyville, CA 95519
7074458801
Evergreen Home Loans McKinleyville NMLS 2309980
1690 Sutter Rd Suite 1, McKinleyville, CA 95519
7076339811
Bay Pointe Mortgage
3101 Concorde Dr # C, McKinleyville, CA 95519
7078390182
Barbie Turnbaugh
1690 Sutter Rd #1, McKinleyville, CA 95519
7072697330
McKinleyville residents seeking a mortgage lender can work with local professionals who understand the Humboldt County real estate market. California law requires mortgage lenders to be licensed through the Department of Financial Protection and Innovation. Many lenders offer conventional FHA and VA loans to help buyers purchase homes in this coastal community.
What Does a Mortgage Lender in McKinleyville Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 700 dollars and title insurance costs about 1,000 to 2,000 dollars. Third party fees like credit reports and escrow add several hundred dollars more. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in California?
Mortgage lenders must hold a California Residential Mortgage Lending Act license or be a federally regulated bank. They must also register with the Nationwide Multistate Licensing System.
How long does a California mortgage loan process take?
The typical loan process in California takes 30 to 45 days from application to closing. Delays can occur due to appraisal or title issues.
What is the California limit on mortgage broker fees?
California law does not set a specific cap on broker fees. However all fees must be disclosed in the Loan Estimate provided within three business days of application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.