Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage lenders in Menlo Park, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
YouLand
2740 Sand Hill Rd Suite 100, Menlo Park, CA 94025
8339685263
Serenity Home Loans
3875 Bohannon Dr #2520, Menlo Park, CA 94026
6508001520
Luxuriant Mortgage
885 Oak Grove Ave #301b, Menlo Park, CA 94025
6502469670
Chase Home Lending
650 Santa Cruz Ave, Menlo Park, CA 94025
6698008888
US Bank Mortgage
1105 El Camino Real, Menlo Park, CA 94025
8008722657
Victor Chow - 985762 - Wells Fargo Home Mortgage
735 Santa Cruz Ave, Menlo Park, CA 94025
5103355592
Mortgage, Bank of America
633 Santa Cruz Ave, Menlo Park, CA 94025
6506704482
Vale Capital
770 Menlo Ave #201, Menlo Park, CA 94025
6506007250
Wintrust Mortgage
750 Menlo Ave #250-A19, Menlo Park, CA 94025
8004185363
Amy Hao - Chase Home Lending Advisor - NMLS ID 1505621
650 Santa Cruz Ave, Menlo Park, CA 94025
6508850719
What Does a Mortgage Lender in Menlo Park Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus third party fees for appraisal, title search, and escrow. For a home in Menlo Park with a median price near 2 million dollars, these costs can range from 10,000 to 20,000 or more. Interest rates vary based on credit score and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in California?
Mortgage lenders must be licensed by the California Department of Financial Protection and Innovation under the California Financing Law. Loan officers must also hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System.
How long does a typical mortgage loan process take in Menlo Park?
The process usually takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances. Delays can occur due to appraisal or title issues in competitive markets like Menlo Park.
What documents do I need to apply for a mortgage in Menlo Park?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. California lenders also require proof of homeowners insurance and a property appraisal before final approval.