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Compare Mortgage Lenders in Menlo Park, CA

Compare mortgage lenders in Menlo Park. Review contact information and insurance categorys before you decide.

10 agents listed
Updated June 2026
Menlo Park, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 10 mortgage lenders in Menlo Park, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
YouLand
2740 Sand Hill Rd Suite 100, Menlo Park, CA 94025
(833) 968-5263 youland.com
Serenity Home Loans
3875 Bohannon Dr #2520, Menlo Park, CA 94026
(650) 800-1520 serenityhomeloans.com
Luxuriant Mortgage
885 Oak Grove Ave #301b, Menlo Park, CA 94025
(650) 246-9670 luxuriantmortgage.com
Chase Home Lending
650 Santa Cruz Ave, Menlo Park, CA 94025
(669) 800-8888 homelendingadvisor.chase.com
US Bank Mortgage
1105 El Camino Real, Menlo Park, CA 94025
(800) 872-2657 usbank.com
Victor Chow - 985762 - Wells Fargo Home Mortgage
735 Santa Cruz Ave, Menlo Park, CA 94025
(510) 335-5592 homeloans.wellsfargo.com
Mortgage, Bank of America
633 Santa Cruz Ave, Menlo Park, CA 94025
(650) 670-4482 bankofamerica.com
Vale Capital
770 Menlo Ave #201, Menlo Park, CA 94025
(650) 600-7250 valecap.net
Wintrust Mortgage
750 Menlo Ave #250-A19, Menlo Park, CA 94025
(800) 418-5363 wintrustmortgage.com
Amy Hao - Chase Home Lending Advisor - NMLS ID 1505621
650 Santa Cruz Ave, Menlo Park, CA 94025
(650) 885-0719 homelendingadvisor.chase.com

Mortgage lenders in Menlo Park California help home buyers and homeowners secure financing for residential properties. California law requires lenders to be licensed under the California Financing Law and to provide clear loan estimates. Local lenders understand the high property values in Menlo Park and can guide you through jumbo loan requirements.

What Does a Mortgage Lender in Menlo Park Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus third party fees for appraisal, title search, and escrow. For a home in Menlo Park with a median price near 2 million dollars, these costs can range from 10,000 to 20,000 or more. Interest rates vary based on credit score and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage lender need in California?
Mortgage lenders must be licensed by the California Department of Financial Protection and Innovation under the California Financing Law. Loan officers must also hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System.
How long does a typical mortgage loan process take in Menlo Park?
The process usually takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances. Delays can occur due to appraisal or title issues in competitive markets like Menlo Park.

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