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Looking for a mortgage lender in Mission Viejo? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Mission Viejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage lenders in Mission Viejo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Accelerated Home Loans
26039 Acero Suite 102, Mission Viejo, CA 92691
8005822323
Ethos Lending
26391 Crown Valley Pkwy #230, Mission Viejo, CA 92691
9497201616
Ocean Lending Home Loans
27271 Las Ramblas # 350, Mission Viejo, CA 92691
8885085030
American Veteran Mortgage
27281 Las Ramblas #200, Mission Viejo, CA 92691
8007055885
Homex Financial - NMLS 1181816
23120 Alicia Pkwy #200, Mission Viejo, CA 92692
8004316962
Lawler Capital, Inc.
26591 Somerly, Mission Viejo, CA 92692
7145024066
New American Funding - Mission Viejo, CA
25950 Acero STE 110, Mission Viejo, CA 92691
9497913598
ILG Home Loans
28181 Tinajo, Mission Viejo, CA 92692
7146966773
Leslie Oneal
27401 Los Altos Suite 410, Mission Viejo, CA 92691
9499337055
Broadview Home Loans
23120 Alicia Pkwy Ste 228, Mission Viejo, CA 92692
9493063522
Rate Inc.
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9497022292
Guardian Capital
27285 Las Ramblas #220, Mission Viejo, CA 92691
8002155000
California Lending Group, Inc. | President and CEO Shawn M. Brown
27201 Puerta Real Suite 300, Mission Viejo, CA 92691
9495001289
Brendan Delahooke Home Loans
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9492575434
Rate
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9493597129
Legacy Home Loans Inc
25950 Acero Ste 210, Mission Viejo, CA 92691
9499004600
South Coast Funding Group
26381 Crown Valley Pkwy STE 220, Mission Viejo, CA 92691
9493671317
California Mortgage Lender
23120 Alicia Pkwy #110, Mission Viejo, CA 92692
9492098334
Home Financing Inc
26111 Marguerite Pkwy A, Mission Viejo, CA 92692
8883351434
Mortgage lenders in Mission Viejo California help homebuyers and homeowners secure financing for property purchases and refinancing. California law requires lenders to be licensed under the California Financing Law and to provide clear disclosures under the Truth in Lending Act. Mission Viejo offers a range of lenders who understand local market conditions and can guide you through the loan process.
What Does a Mortgage Lender in Mission Viejo Cost?
Typical costs for a mortgage lender in California include origination fees of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance costs of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. Costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Mission Viejo?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal. Requirements vary by loan type and lender.
How long does it take to close a mortgage in California?
A standard mortgage closing in California usually takes 30 to 45 days. This timeline can be shorter for cash transactions or longer for complex loans. Your lender will provide a Loan Estimate with an estimated closing date.
Are there California-specific mortgage programs for first-time buyers?
Yes, the California Housing Finance Agency offers programs like the CalHFA FHA loan and the MyHome Assistance Program for down payment help. These programs have income limits and require completion of a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.