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Looking for a mortgage lender in Moraga? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Moraga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage lenders in Moraga, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Polacco - KAM Financial & Realty
28 Corte Mateo, Moraga, CA 94556
9255867780
TRADMOR
346 Rheem Blvd # 200, Moraga, CA 94556
9253171500
Wymac Capital
346 Rheem Blvd UNIT 107, Moraga, CA 94556
9259374300
Mortgage lenders in Moraga California help homebuyers and homeowners secure financing for property in this Contra Costa County community. California law requires lenders to be licensed under the California Residential Mortgage Lending Act and to provide clear disclosures under the Truth in Lending Act. Local lenders understand the specific home values and market conditions in Moraga and the surrounding Lamorinda area.
What Does a Mortgage Lender in Moraga Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance costs of $2,000 to $4,000. Closing costs generally range from 2% to 5% of the purchase price. These figures vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Moraga?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances, which can add a few days to the timeline.
Are there special mortgage programs for California first-time buyers?
Yes, the California Housing Finance Agency offers the CalHFA program with down payment assistance and competitive rates. Local Moraga lenders can help you qualify for these state-specific programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.