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20 agents listed
Updated May 2026
Napa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Napa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solcosta Home Loans
1030 Seminary St Suite A2, Napa, CA 94559
7072667141
Custom Lending Group
1300 1st St Suite 368, Napa, CA 94559
7072522700
Hilda Hensley-Hensley Mortgage Group
1775 Lincoln Ave, Napa, CA 94558
7072548891
Mortgage Solutions, Inc
1775 Lincoln Ave, Napa, CA 94559
7072595272
Shamrock Mortgage Solutions Sean Marek
1832 Soscol Ave #111, Napa, CA 94559
7073328352
Legacy Mortgage Capital powered by AHL - Stacey Larson, Senior Loan Officer
1878 El Centro Ave, Napa, CA 94558
7072874414
Reina Perkins at Rate (NMLS #856071)
5 Financial Plaza Suite 104, Napa, CA 94558
7073183774
Edith Guitron at Rate
5 Financial Plaza suite 104, Napa, CA 94558
7073635782
Judy Bickell at Guaranteed Rate
5 Financial Plaza Ste 104, Napa, CA 94558
7074922497
Primary Residential Mortgage, Inc.
2015 Redwood Rd #4, Napa, CA 94558
7072658660
Linda Zaiss at Rate (NMLS #8991)
1455 1st St Suite 216 Office #4, Napa, CA 94559
9259180007
American Financial
1300 1st St Suite 368, Napa, CA 94558
7072580271
Fairway Independent Mortgage Corporation
2045 Jefferson St Suite I, Napa, CA 94559
7073371069
Napa Mortgage
1290 Jefferson St Unit D, Napa, CA 94559
7072296272
Thomas Coakley | Fairway Independent Mortgage Corporation Loan Officer
2045 Jefferson St Suite I, Napa, CA 94559
7078125501
Napa Valley Lending
5230 Country Ln, Napa, CA 94558
7072267550
Kelly Hagler
5 Financial Plaza Suite 227, Napa, CA 94558
7073087573
Fairway Mortgage- Mike Rooney
2045 Jefferson St Suite I, Napa, CA 94559
7078882000
CMG Home Loans
5 Financial Plaza # 119, Napa, CA 94558
9254051150
Rate
5 Financial Plaza Suite 104, Napa, CA 94558
7074921122
Mortgage lenders in Napa, California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to be licensed through the Nationwide Multistate Licensing System and Registry. Local lenders understand Napa County property values and can guide you through California-specific disclosure requirements and escrow timelines.
What Does a Mortgage Lender in Napa Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 500 to 700 dollars, and escrow fees around 1,000 to 2,000 dollars. Closing costs in Napa County generally range from 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Napa?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also ask for proof of homeowners insurance and a property appraisal specific to Napa County.
How long does the mortgage process take in California?
The standard mortgage process in California usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type, property appraisal, and under review requirements under California law.
What are the down payment requirements for a home in Napa?
Down payment requirements depend on the loan type. Conventional loans often require 3 to 20 percent down. FHA loans may allow as little as 3.5 percent. California first-time homebuyer programs may offer additional assistance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.