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Directory of mortgage lenders in Oakhurst, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Oakhurst, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage lenders in Oakhurst, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Granite West Funding, LLC
40879 CA-41 #1a, Oakhurst, CA 93644
5595402275
Yosemite Mortgage
40055 CA-41 A, Oakhurst, CA 93644
5596835500
Mortgage lenders in Oakhurst, California help home buyers and homeowners secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Local lenders understand the unique housing market in Madera County and can guide you through the loan process.
What Does a Mortgage Lender in Oakhurst Cost?
Mortgage lender costs in California typically include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees around 500 to 700 dollars, and title insurance costs from 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oakhurst?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders also require a signed authorization to check your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close a mortgage in California?
A standard mortgage in California usually closes in 30 to 45 days. Some lenders offer faster timelines if you have all documents ready. Delays can occur if appraisals or title searches take longer than expected.
Are there special mortgage programs for first time buyers in California?
Yes, California offers the CalHFA program with down payment assistance and competitive rates. First time buyers in Oakhurst may also qualify for FHA loans with lower down payments. Eligibility depends on income and property location.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.