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Directory of mortgage lenders in Palm Desert, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Palm Desert, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Palm Desert, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First West Financial Corporation
74967 Sheryl Ave, Palm Desert, CA 92260
7604886482
Franklin Loan Center
44-800 Village Ct, Palm Desert, CA 92260
7607798100
Vanmar Lending
77824 Wildcat Dr, Palm Desert, CA 92211
7602004620
Kneuer Mortgage Services
77564 Country Club Dr Bldg B Ste #310, Palm Desert, CA 92211
7609898997
Infinity Home Loans Group: Tashara Turpin NMLS #331823
77770 Country Club Dr ste a, Palm Desert, CA 92211
7608345394
Guaranteed Rate Palm Desert
74-710 CA-111 Suite 102 Offices 132 & 142, Palm Desert, CA 92260
7607959426
Lori Gray - Guaranteed Rate NMLS #256641
74-710 CA-111 Suite 102 Offices 132 & 142, Palm Desert, CA 92260
7602180515
Brian Ida, Mortgage Broker, NMLS 582923
74967 Sheryl Ave, Palm Desert, CA 92260
7605823111
LBL Mortgage
74794 42nd Ave ste 7, Palm Desert, CA 92260
5622944800
Third Gen Financial
74-710 CA-111 #102, Palm Desert, CA 92260
4423079056
Veronica Lopez, NMLS#1693636
41865 Boardwalk #209, Palm Desert, CA 92211
7605011073
Fairway Independent Mortgage Corporation
77-564 Country Club Dr Suite 222b, Palm Desert, CA 92211
7606604696
Avi Lasman - Pacific Lending
73-725 El Paseo Suite C24, Palm Desert, CA 92260
7602759000
Palm Desert Reverse Mortgage
74794 42nd Ave ste 7, Palm Desert, CA 92260
7606214645
Randy Corti at Franklin Loan Center
44-800 Village Ct, Palm Desert, CA 92260
7607742027
iServe Residential Lending - Coachella Valley Branch
36915 Cook St #101A, Palm Desert, CA 92211
7607124779
Boiko Mortgage Company
Mailing address, 42215 Washington St A 420, Palm Desert, CA 92211
7603409449
US Bank Mortgage
72260 CA-111, Palm Desert, CA 92260
8008722657
US Bank Mortgage
36975 Cook St, Palm Desert, CA 92211
8008722657
Pacific Mortgage Exchange, Inc.
73241 CA-111 #1a, Palm Desert, CA 92260
7607795556
Mortgage lenders in Palm Desert, California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to be licensed under the California Residential Mortgage Lending Act. Local lenders understand the unique Palm Desert real estate market, including desert property considerations and HOA requirements.
What Does a Mortgage Lender in Palm Desert Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in California generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Palm Desert?
You typically need recent pay stubs, W-2s, tax returns, bank statements, and a valid ID. California lenders also require a signed authorization for credit check and proof of homeowners insurance.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day right of rescission for refinances, which extends the timeline slightly.
Are there special loan programs for California homebuyers?
Yes, California offers the CalHFA program for first-time buyers with down payment assistance. There are also FHA and VA loans available for qualified borrowers in Palm Desert.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.