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Looking for a mortgage lender in Perris? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Perris, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage lenders in Perris, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nava Home Loans
425 W Rider St STE A2, Perris, CA 92571
9512557298
Hard Money Lenders Perris CA
236 E 3rd St, Perris, CA 92570
9514563217
PNC Mortgage
211 E 4th St, Perris, CA 92570
9516572131
Mortgage lenders in Perris, California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide clear disclosure of loan terms under the California Residential Mortgage Lending Act. Local lenders understand the Perris real estate market and can guide you through state-specific requirements like the California Housing Finance Agency programs.
What Does a Mortgage Lender in Perris Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, title insurance, and escrow. In Perris, these costs often total 2% to 5% of the purchase price. For a $400,000 home, closing costs can range from $8,000 to $20,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Perris?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed disclosure of your credit score and loan estimate within three business days of application.
How long does a mortgage loan take to close in California?
A typical mortgage loan in California closes in 30 to 45 days. Delays can occur due to appraisal backlogs or title issues, which are common in older Perris neighborhoods.
Are there special mortgage programs for first-time buyers in California?
Yes, the California Housing Finance Agency offers the CalHFA FHA and Conventional programs with down payment assistance. These programs are available to qualified first-time buyers in Perris.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.