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Find Mortgage Lenders Near You in Placentia, CA

Browse mortgage lenders serving Placentia, California. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Placentia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 mortgage lenders in Placentia, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Laura Contreras, Mortgage Lender NMLS #262280
377 E Chapman Ave Suite 200, Placentia, CA 92870
5625877440
American Financial Network, Inc.
774 S Placentia Ave #302, Placentia, CA 92870
7142412326
The Ejan Group - Giving Tree Lending
319 E Palm Dr # D, Placentia, CA 92870
9098165291
Compass Lending Group
319 E Palm Dr # D, Placentia, CA 92870
7149837447
Tina Gomez - Crosswalk Mortgage
377 E Chapman Ave Suite 200, Placentia, CA 92870
7147132836
George The Lender
319 E Palm Dr, Placentia, CA 92870
7143609628
Crosswalk Mortgage, Inc.
377 E Chapman Ave Suite 200, Placentia, CA 92870
9494099229
Socalzone Home Loans
226 Juanita Way, Placentia, CA 92870
7148145296
Executive Lending Corporation
320 Costera Ct, Placentia, CA 92870
7143970939
US Bank Mortgage
201 Yorba Linda Blvd, Placentia, CA 92870
8008722657
US Best Reverse Mortgage
319 E Palm Dr # E, Placentia, CA 92870
7144521100

Mortgage lenders in Placentia California help home buyers and homeowners secure financing for home purchases or refinancing. California law requires lenders to provide clear loan estimates and follow strict disclosure rules under the California Financing Law. Placentia borrowers can work with local lenders who understand Orange County real estate market conditions.

What Does a Mortgage Lender in Placentia Cost?

Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,500 to $3,000. Closing costs usually range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Placentia?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days from application to funding. Delays can happen if the appraisal or title search takes longer than expected.
Are there specific California rules for mortgage lenders?
Yes. California requires all mortgage lenders to be licensed under the California Department of Financial Protection and Innovation. Lenders must provide a Loan Estimate within three business days of your application.