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Looking for a mortgage lender in Placerville? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Placerville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 mortgage lenders in Placerville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
EZ Mortgages
4535 Missouri Flat Rd #2e, Placerville, CA 95667
5303033643
Envoy Mortgage - Placerville, CA
2920 Cold Springs Rd, Placerville, CA 95667
5302788070
Columbia Bank
1224A Broadway, Placerville, CA 95667
5306221010
Judy Hayes
183 Placerville Dr Suite C, Placerville, CA 95667
8773141499
Tony Lomatchinski | EZ Mortgages
4535 Missouri Flat Rd #2e, Placerville, CA 95667
9165865552
Steve Cockerell
183 Placerville Dr Suite C, Placerville, CA 95667
5306210222
Clear Creek Mortgage
4620 Meadland Dr, Placerville, CA 95667
5306747151
Stelzmiller Brokerage
3080 Sacramento St, Placerville, CA 95667
5306212222
Chase Mortgage
3980 Missouri Flat Rd, Placerville, CA 95667
5306268800
Western Foothill Mortgage
183 Placerville Dr, Placerville, CA 95667
5306267929
Movement Mortgage
183 Placerville Dr Suite C, Placerville, CA 95667
8773141499
Movement Mortgage
550 Main St Suite J-1, Placerville, CA 95667
8773141499
Mortgage lenders in Placerville California help homebuyers and homeowners secure financing for property purchases and refinances. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the El Dorado County real estate market and can guide you through state-specific escrow and disclosure requirements.
What Does a Mortgage Lender in Placerville Cost?
Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance averaging $2,000 to $4,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by loan type and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Placerville?
You typically need pay stubs, tax returns, bank statements, and photo ID. California lenders also require a signed application and authorization to check your credit.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for refinances on primary residences.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.