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Compare mortgage lenders in Rancho Cordova. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Rancho Cordova, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage lenders in Rancho Cordova, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Consultants Group
2200 Sunrise Blvd #168, Rancho Cordova, CA 95670
9166691682
Federal Home Loan Bank
11050 White Rock Rd, Rancho Cordova, CA 95670
9168516900
Chase Mortgage
4026 Sunrise Blvd, Rancho Cordova, CA 95742
9168506884
Hard Money Lenders Rancho Cordova CA
2865 Sunrise Blvd, Rancho Cordova, CA 95742
9168273586
Mortgage lenders in Rancho Cordova, California help home buyers and homeowners secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Sacramento County property values and California specific regulations like the Homeowner Bill of Rights.
What Does a Mortgage Lender in Rancho Cordova Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 1,000 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These figures vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rancho Cordova?
You typically need recent pay stubs, tax returns, bank statements, and a government issued ID. California lenders also require a signed application and authorization to check your credit report.
How long does it take to close a mortgage in California?
A standard mortgage in California usually closes in 30 to 45 days. Delays can occur due to appraisal issues or incomplete documentation. California law mandates a three day rescission period after signing for refinances.
What is the minimum down payment for a home in Rancho Cordova?
Conventional loans often require a 3 percent down payment. FHA loans allow 3.5 percent down. California first time home buyer programs may offer down payment assistance up to 5 percent of the purchase price.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.