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Find Mortgage Lenders Near You in San Pablo, CA

Looking for a mortgage lender in San Pablo? Review the directory below to compare your options.

7 agents listed
Updated May 2026
San Pablo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage lenders in San Pablo, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
13901 San Pablo Ave, San Pablo, CA 94806
5102566163
Mariner Finance
3300 San Pablo Dam Rd Suite 120, San Pablo, CA 94803
5102556311
OneMain Financial
3340 San Pablo Dam Rd E, San Pablo, CA 94803
5109643154
1st choice mortgage and real estate services inc
3150 Hilltop Mall Rd, San Pablo, CA 94806
5102223301
U.S. Bank-Mortgage Loan Officer-Jacqueline Malic
U.S. Bank Area Served, San Pablo, CA 94806
5107471689
Leadwest Mortgage LLC
403 San Pablo Towne Center, San Pablo, CA 94806
5106305809
Stan Stanek | Alameda Mortgage Corporation
2717a 21st St, San Pablo, CA 94806
9258995183

Mortgage lenders in San Pablo California help home buyers and homeowners secure financing for residential properties. California law requires lenders to provide detailed loan estimates and disclosures under the California Financing Law. Local lenders understand the real estate market in Contra Costa County and can guide you through the loan process.

What Does a Mortgage Lender in San Pablo Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance costs of 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in San Pablo?
You typically need recent pay stubs, tax returns, bank statements, and photo identification. California lenders also require a signed loan application and a credit report authorization. Additional documents may be needed for self employed borrowers.
How long does it take to close a mortgage loan in California?
The average mortgage closing in California takes 30 to 45 days. This timeline can vary based on loan type and appraisal availability. California law requires a three business day review period after receiving the Closing Disclosure.