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Mortgage Lenders in Santa Fe Springs, CA

Looking for a mortgage lender in Santa Fe Springs? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Santa Fe Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage lenders in Santa Fe Springs, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage One Group
13353 Alondra Blvd Ste 214, Santa Fe Springs, CA 90670
7145155225
New American Funding - Santa Fe Springs
13244 Imperial Hwy., Santa Fe Springs, CA 90670
5622025936
American Mortgage Alliance Company
12110 Slauson Ave suite 4, Santa Fe Springs, CA 90670
5623481366
Gregory Ross: Mortgage Advisor
12110 Slauson Ave suite 4, Santa Fe Springs, CA 90670
9495418952
US Bank Mortgage
13372 Telegraph Rd, Santa Fe Springs, CA 90670
8008722657

Mortgage lenders in Santa Fe Springs California help homebuyers and homeowners secure loans for purchasing or refinancing residential property. California law requires lenders to be licensed under the California Financing Law and to provide clear disclosures about loan terms and costs. Local lenders in Santa Fe Springs offer conventional FHA VA and jumbo loan options tailored to the Southern California housing market.

What Does a Mortgage Lender in Santa Fe Springs Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount plus third party fees for appraisal title insurance and escrow. Closing costs in Los Angeles County often range from 2 to 5 percent of the purchase price. These costs vary by loan type property value and lender policies. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage lenders need in California?
Mortgage lenders in California must be licensed by the Department of Financial Protection and Innovation under the California Financing Law. Loan officers must also hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System.
How long does a mortgage loan process take in Santa Fe Springs?
A typical mortgage loan process in California takes 30 to 45 days from application to closing. Delays can occur due to appraisal scheduling or document verification requirements under state law.
What down payment options are available for California home buyers?
California home buyers can use down payments as low as 3 percent for conventional loans or 3.5 percent for FHA loans. VA and USDA loans may allow zero down payment for eligible borrowers in Santa Fe Springs.