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Find Mortgage Lenders in Sebastopol, CA

Browse mortgage lenders serving Sebastopol, California. Contact information and addresses listed below.

12 agents listed
Updated June 2026
Sebastopol, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 12 mortgage lenders in Sebastopol, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community First Credit Union
328 N Main St, Sebastopol, CA 95472
(707) 546-6000 comfirstcu.org
Redwood Credit Union
7840 Covert Ln, Sebastopol, CA 95472
(707) 545-4000 redwoodcu.org
Milli Cannata - Vanguard Properties
6790 McKinley St #120, Sebastopol, CA 95472
(707) 477-7839 millicannata.com
West-Cal Mortgage
101 Morris St #211, Sebastopol, CA 95472
(707) 490-9413 westcalmtg.com
Exchange Bank
840 Gravenstein Hwy N, Sebastopol, CA 95472
(707) 823-3800 exchangebank.com
Bialkin Realty
645 S Main St, Sebastopol, CA 95472
(707) 824-5297 bialkin.com
Jordan Burns - Pinnacle Capital Mortgage
105 Morris St Suite 120, Sebastopol, CA 95472
(707) 861-1124
BMO Bank N.A Branches
100 S Main St, Sebastopol, CA 95472
(707) 823-7411 usbranches.bmo.com
Chase Home Lending
231 Petaluma Ave, Sebastopol, CA 95472
(623) 850-1616 homelendingadvisor.chase.com
Finance of America Mortgage LLC
130 S Main St, Sebastopol, CA 95472
(707) 887-1275 foamortgage.com
Cottingham Mortgage Inc - by appointment only
130 Petaluma Ave #2f, Sebastopol, CA 95472
(707) 823-6646 cottinghamloans.com
Francie Forchini
105 Morris St Suite 120, Sebastopol, CA 95472
(707) 235-0832 reverseplans.com

Mortgage lenders in Sebastopol California help home buyers and homeowners secure financing for residential properties. California law requires lenders to provide detailed loan estimates and follow strict disclosure rules under the California Homeowner Bill of Rights. Local lenders are familiar with Sonoma County property values and the unique aspects of the Sebastopol real estate market.

What Does a Mortgage Lender in Sebastopol Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance ranging from 1,000 to 3,000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These figures are estimates and your actual costs will vary based on your loan type and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Sebastopol?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three business day review period after you receive the loan estimate and closing disclosure.
Are there special mortgage programs for California first time buyers?
Yes, the California Housing Finance Agency offers CalHFA programs with down payment assistance for qualified first time buyers. Local lenders in Sebastopol can help you determine if you meet the income and purchase price limits.

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