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Mortgage Lenders in South Lake Tahoe, CA

Looking for a mortgage lender in South Lake Tahoe? Review the directory below to compare your options.

13 agents listed
Updated May 2026
South Lake Tahoe, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage lenders in South Lake Tahoe, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Tara Offenbacher
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
7758158272
Guild Mortgage - Ron Shaw
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5305731447
Guild Mortgage - Meghan Dinubilo
3079 Harrison Ave S, South Lake Tahoe, CA 96150
5307212395
Guild Mortgage Company
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5305731447
Associated Mortgage Center Inc
591 Tahoe Keys Blvd # D1, South Lake Tahoe, CA 96150
5305445309
Nations Lending - South Lake Tahoe Branch
2568 Lake Tahoe Blvd, South Lake Tahoe, CA 96150
5302086704
Deanna Sorhouet | Mortgage Advisor | The Topol Team | NEO Home Loans
2200 Venice Dr, South Lake Tahoe, CA 96150
7752199514
Guild Mortgage - Pierre Herring
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5303180821
Western Highland Mortgage
3170 US-50, South Lake Tahoe, CA 96150
5305775050
Chase Home Lending
3620 Lake Tahoe Blvd Bldg C, South Lake Tahoe, CA 96150
9259973652
US Bank Mortgage
2850 Lake Tahoe Blvd, South Lake Tahoe, CA 96150
5305421221
Guild Mortgage - Joe Stein
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5306002351
Sheila Edner
S, 3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5305450392

Mortgage lenders in South Lake Tahoe, California help home buyers and homeowners secure financing for residential properties. These lenders must follow California state laws, including the California Financing Law, which regulates licensing and disclosure requirements. Local lenders understand the unique real estate market in the Lake Tahoe area, including seasonal demand and property types like vacation homes.

What Does a Mortgage Lender in South Lake Tahoe Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 700 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These costs vary by loan type and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in South Lake Tahoe?
You typically need recent pay stubs, tax returns, bank statements, and identification. California law requires lenders to provide a Loan Estimate within three business days of application.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California requires a three-day rescission period for refinances but not for purchase loans.
Are there special mortgage programs for California home buyers?
Yes, California offers programs like the CalHFA loan for first-time buyers. These programs may have lower down payment requirements and competitive interest rates for qualified borrowers.