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Mortgage Lenders in Sun City, CA

Compare mortgage lenders in Sun City. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Sun City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage lenders in Sun City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Point Mortgage Corporation
29737 New Hub Dr suit 103, Sun City, CA 92586
9516799200
Greg Herman Anchor Funding
27620 Charlestown Dr, Sun City, CA 92586
9512651607

Mortgage lenders in Sun City, California help home buyers and homeowners secure financing for property purchases or refinances. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders are familiar with Sun Citys housing market and Riverside County property values.

What Does a Mortgage Lender in Sun City Cost?

Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $800, and title insurance averaging $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Sun City?
You typically need pay stubs, tax returns, bank statements, and a government ID. California lenders also require proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in California?
The process usually takes 30 to 45 days from application to closing. California law allows a three-day rescission period after signing for refinances, but not for purchase loans.
Are there special loan programs for Sun City home buyers?
Yes, California offers CalHFA programs for first-time buyers with down payment assistance. Sun City is in Riverside County, which has additional local grant options for qualified buyers.