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Find Mortgage Lenders Near You in Tahoe City, CA

Looking for a mortgage lender in Tahoe City? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Tahoe City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage lenders in Tahoe City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nicole Francis at CrossCountry Mortgage
521 N Lake Blvd #105B, Tahoe City, CA 96145
7758461839
O'Dette Mortgage Group
3092 N Lake Blvd #4, Tahoe City, CA 96145
5305815089

Mortgage lenders in Tahoe City, California help home buyers and property owners secure financing for residential and vacation homes. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Many lenders in the area are familiar with local market conditions and the unique aspects of financing properties near Lake Tahoe.

What Does a Mortgage Lender in Tahoe City Cost?

Typical mortgage lender costs in California include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance fees of $1,000 to $2,500. Closing costs usually range from 2 percent to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Tahoe City?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process generally takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for most refinances.
Are there special mortgage programs for first time home buyers in California?
Yes, the California Housing Finance Agency offers programs like the CalHFA FHA loan and the MyHome assistance program for qualified first time buyers. These programs provide down payment and closing cost help.