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Browse mortgage lenders serving Torrance, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Torrance, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Torrance, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Thessy Onyenedum – Mortgage Loan Officer, Atesa Real Estate, Inc.
21151 S Western Ave Suite 255, Torrance, CA 90501
3108032512
Anouheh Moghaddam Group (AMG) - Powered by Movement Mortgage
23740 Hawthorne Blvd 2nd floor, Torrance, CA 90505
3102081988
Cal Fed Mortgage
24214 Hawthorne Blvd, Torrance, CA 90505
3103782858
Finance West Lending Inc
24445 Hawthorne Blvd STE 201, Torrance, CA 90505
3103732000
New American Funding - Torrance, CA
2780 Skypark Dr Ste 350, Torrance, CA 90505
3105799309
Fernando Diaz
2780 Skypark Dr Suite 210, Office 207, Torrance, CA 90505
3107848082
Harman Sudwal - Mortgage Director @ UNITED ONE MORTGAGE, TORRANCE
22939 Hawthorne Blvd Suite 204, Torrance, CA 90505
3102708394
S.O.S. Loans, Inc.
3655 Torrance Blvd # 460, Torrance, CA 90503
8005036648
Henry Munoz - Real Estate Broker and Mortgage Loans
21250 Hawthorne Blvd Suite 500, Torrance, CA 90503
2134601002
Pacific West Mortgage Fund
1420 Marcelina Ave, Torrance, CA 90501
3103230035
American California Financial Inc.: Andre Hemmersbach
3838 W Carson St #109, Torrance, CA 90503
3107133100
Prestige Finance Group
3812 Sepulveda Blvd Suite 380, Torrance, CA 90505
8182884288
US Lending & Company, Inc
2720 Sepulveda Blvd Ste 200, Torrance, CA 90505
3102631331
Union Home Mortgage - Torrance
21221 S Western Ave Suite 1013 & 1015, Torrance, CA 90501
9518166864
Finance of America
22850 Crenshaw Blvd #204, Torrance, CA 90505
3109010901
CMG Home Loans
2780 Skypark Dr STE 200, Torrance, CA 90505
3104189289
Chase Home Lending
2549-A Pacific Coast Hwy, Torrance, CA 90505
3103868437
Pacific Mortgage Real Estate and Financing Company
25500 Hawthorne Blvd #2230, Torrance, CA 90505
3103739000
So Cal Mortgage Co
3812 Sepulveda Blvd UNIT 310, Torrance, CA 90505
3103780637
Pacific Mortgage Co
24445 Hawthorne Blvd STE 201, Torrance, CA 90505
3103732000
Mortgage lenders in Torrance California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate within three days of a loan application. Torrance borrowers can work with local banks credit unions or mortgage brokers to find conventional FHA or VA loans.
What Does a Mortgage Lender in Torrance Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 700 dollars. Title insurance and escrow fees add 1,000 to 2,500 dollars. Closing costs total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Torrance?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Self-employed borrowers may also need profit and loss statements. California lenders follow federal Know Before You Owe rules for disclosure.
How long does the mortgage process take in Torrance California?
The process usually takes 30 to 45 days from application to closing. California law allows a three-day rescission period after signing for refinances. Delays can occur if appraisals or title searches take longer.
Are there special mortgage programs for Torrance first-time homebuyers?
Yes California offers the CalHFA program with down payment assistance for qualified first-time buyers. Torrance is in Los Angeles County which also has local assistance programs. Eligibility depends on income and purchase price limits.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.