Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage lenders in Torrance, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Thessy Onyenedum – Mortgage Loan Officer, Atesa Real Estate, Inc.
21151 S Western Ave Suite 255, Torrance, CA 90501
(310) 803-2512
loanfactory.com
Anouheh Moghaddam Group (AMG) - Powered by Movement Mortgage
23740 Hawthorne Blvd 2nd floor, Torrance, CA 90505
(310) 208-1988
movement.com
New American Funding - Torrance, CA
2780 Skypark Dr Ste 350, Torrance, CA 90505
(310) 579-9309
newamericanfunding.com
Harman Sudwal - Mortgage Director @ UNITED ONE MORTGAGE, TORRANCE
22939 Hawthorne Blvd Suite 204, Torrance, CA 90505
(310) 270-8394
uomloans.com
Henry Munoz - Real Estate Broker and Mortgage Loans
21250 Hawthorne Blvd Suite 500, Torrance, CA 90503
(213) 460-1002
reversemortgage-hecm.com
Pacific West Mortgage Fund
1420 Marcelina Ave, Torrance, CA 90501
(310) 323-0035
pacificwestfund.com
American California Financial Inc.: Andre Hemmersbach
3838 W Carson St #109, Torrance, CA 90503
(310) 713-3100
american-california.com
Prestige Finance Group
3812 Sepulveda Blvd Suite 380, Torrance, CA 90505
(818) 288-4288
prestigefinancegroup.com
US Lending & Company, Inc
2720 Sepulveda Blvd Ste 200, Torrance, CA 90505
(310) 263-1331
uslendingco.com
Union Home Mortgage - Torrance
21221 S Western Ave Suite 1013 & 1015, Torrance, CA 90501
(951) 816-6864
uhm.com
Chase Home Lending
2549-A Pacific Coast Hwy, Torrance, CA 90505
(310) 386-8437
homelendingadvisor.chase.com
Pacific Mortgage Real Estate and Financing Company
25500 Hawthorne Blvd #2230, Torrance, CA 90505
(310) 373-9000
pacificmortgageloan.com
So Cal Mortgage Co
3812 Sepulveda Blvd UNIT 310, Torrance, CA 90505
(310) 378-0637
socalmortgageco.com
Pacific Mortgage Co
24445 Hawthorne Blvd STE 201, Torrance, CA 90505
(310) 373-2000
pacificmtgcorp.com
What Does a Mortgage Lender in Torrance Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 700 dollars. Title insurance and escrow fees add 1,000 to 2,500 dollars. Closing costs total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Torrance?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Self-employed borrowers may also need profit and loss statements. California lenders follow federal Know Before You Owe rules for disclosure.
How long does the mortgage process take in Torrance California?
The process usually takes 30 to 45 days from application to closing. California law allows a three-day rescission period after signing for refinances. Delays can occur if appraisals or title searches take longer.
Are there special mortgage programs for Torrance first-time homebuyers?
Yes California offers the CalHFA program with down payment assistance for qualified first-time buyers. Torrance is in Los Angeles County which also has local assistance programs. Eligibility depends on income and purchase price limits.
Mortgage Lenders in Other California Cities
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