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Find Mortgage Lenders in Truckee, CA

Looking for a mortgage lender in Truckee? Review the directory below to compare your options.

13 agents listed
Updated June 2026
Truckee, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 13 mortgage lenders in Truckee, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Loans with Vic & Jen
12277 Soaring Way #107, Truckee, CA 96161
(530) 582-9992 vicandjen.com
Guild Mortgage - Katie Rice
11050 Pioneer Trail #201, Truckee, CA 96161
(530) 582-9991 branches.guildmortgage.com
Guild Mortgage - Chelsy Delia
11050 Pioneer Trail #201, Truckee, CA 96161
(530) 582-9991 branches.guildmortgage.com
Academy Mortgage
12242 Business Park Dr suite 2, Truckee, CA 96161
(530) 763-1326 academy.guildmortgage.com
Guild Mortgage Company
11050 Pioneer Trail #201, Truckee, CA 96161
(530) 582-9991 branches.guildmortgage.com
Sierra Mountain Mortgage Inc
10098 Jibboom St # 201, Truckee, CA 96161
(530) 587-3277
O'Dette Mortgage Group
11209 Brockway Rd c203, Truckee, CA 96161
(530) 582-3345 omglenders.com
Summit Mortgage
10095 Dorchester Dr STE F, Truckee, CA 96161
(530) 582-6950 summit-mortgage.com
Finance of America Mortgage LLC
11500 Donner Pass Rd, Truckee, CA 96161
(916) 789-1688 foamortgage.com
Chase Home Lending
11260 Donner Pass Rd c8, Truckee, CA 96161
(925) 997-3652 homelendingadvisor.chase.com
US Bank Mortgage
10995 Donner Pass Rd, Truckee, CA 96161
(800) 872-2657 usbank.com
Cherolynn Vila - Chase Home Lending Advisor - NMLS ID 554826
11260 Donner Pass Rd c8, Truckee, CA 96161
(925) 997-3652 homelendingadvisor.chase.com
Sierra Pacific Mortgage
10075 W River St # 203, Truckee, CA 96161
(916) 850-6014

Mortgage lenders in Truckee California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to be licensed under the California Residential Mortgage Lending Act. Local lenders understand Truckee's unique mountain real estate market and seasonal housing demands.

What Does a Mortgage Lender in Truckee Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by loan type and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Truckee?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a credit report and property appraisal.
How long does the mortgage process take in California?
The mortgage process in California usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property has title issues.

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