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Find Mortgage Lenders Near You in Twentynine Palms, CA
Compare mortgage lenders in Twentynine Palms. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Twentynine Palms, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage lenders in Twentynine Palms, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Navy Federal Credit Union
4920 Adobe Rd, Twentynine Palms, CA 92277
8888426328
Columbia Bank
73700 Gorgonio Dr, Twentynine Palms, CA 92277
7603670500
Frontwave Credit Union - 29 Palms
Bldg. 1515, 4th and, Griffin Rd, Twentynine Palms, CA 92277
8007364500
First Nations Home Finance
6528 Hillside Ave, Twentynine Palms, CA 92277
7602281881
Mortgage lenders in Twentynine Palms help homebuyers and homeowners secure financing for residential properties. California law requires lenders to be licensed under the California Financing Law and to provide clear disclosures about loan terms and costs. Local lenders understand the unique housing market in the Morongo Basin and can guide you through the loan process.
What Does a Mortgage Lender in Twentynine Palms Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 500 to 700 dollars, and title insurance costs around 1,000 to 2,000 dollars. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Twentynine Palms?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days. This timeline can vary based on loan type, property condition, and lender workload.
Are there special loan programs for first-time homebuyers in California?
Yes, California offers programs like the California Housing Finance Agency CalHFA loans and the MyHome assistance program. These provide down payment help and competitive rates for qualified buyers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.