Skip to main content

Mortgage Lenders in Valencia, CA

Directory of mortgage lenders in Valencia, California. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Valencia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 5 mortgage lenders in Valencia, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southern Oaks Mortgage inc
25060 Avenue Stanford Suite 255, Valencia, CA 91355
(661) 964-2600 somloans.com
Kevin Ker - Premier Plus Lending Santa Clarita
25124 Springfield Ct #100, Valencia, CA 91355
(800) 963-4623 premierpluslending.com
The Mortgage Doc
26650 The Old Rd 3rd Floor Suite 300, Valencia, CA 91381
(661) 727-0555 google.com
Finance of America SCV NMLS #1071
26650 The Old Rd # 300, Valencia, CA 91381
(661) 414-0763
Tri Star Home Loans
28009 Smyth Dr, Valencia, CA 91355
(661) 222-9555 tristarmtg.net

Valencia California offers a competitive housing market where a local mortgage lender can help you navigate home financing. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Working with a lender familiar with Valencia specific property values and Santa Clarita Valley trends can streamline your loan process.

What Does a Mortgage Lender in Valencia Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 800 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These are general estimates and your actual costs will vary based on loan type, lender, and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Valencia?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law allows a three day rescission period after signing for refinances but not for purchase loans.
What is the minimum down payment for a home in Valencia?
Conventional loans often require 3 to 5 percent down. FHA loans allow as low as 3.5 percent. California first time home buyer programs may offer assistance for qualified buyers.

Mortgage Lenders in Other California Cities