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Looking for a mortgage lender in West Sacramento? Review the directory below to compare your options.
2 agents listed
Updated May 2026
West Sacramento, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage lenders in West Sacramento, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hawkins Home Loans Inc.
1550 Harbor Blvd Suite 205, West Sacramento, CA 95691
9163716300
US Bank Mortgage
West Sacramento, CA 95691
8008722657
Mortgage lenders in West Sacramento help homebuyers and homeowners secure financing for property purchases and refinancing. California law requires lenders to be licensed under the California Financing Law and follow strict disclosure rules. Local lenders understand the Sacramento regional market and can guide you through the loan process.
What Does a Mortgage Lender in West Sacramento Cost?
Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Actual costs vary by loan size, property type, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in West Sacramento?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders also require a credit report and proof of assets. The exact list depends on your loan type and lender.
How long does mortgage approval take in California?
Most mortgage approvals take 30 to 45 days from application to closing. California law requires a three-day right of rescission for refinances. Delays can occur if additional documentation is needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.