Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 4 mortgage lenders in Berthoud, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Town Group | Powered by United American Mortgage Corporation NMLS #1942
20509 Co Rd 3, Berthoud, CO 80513
9495109062
Casey Knowles, Mortgage Lender NMLS
4640 Malibu Dr, Berthoud, CO 80513
9702185902
Ascension Mortgage Brokerage, LLC
1211 Lake Ave Suite #204, Berthoud, CO 80513
9705284499
Mortgage Contract Services
543 Third St, Berthoud, CO 80513
9705329896
What Does a Mortgage Lender in Berthoud Cost?
Typical mortgage lender costs in Colorado include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Third-party fees such as credit report charges and recording fees add several hundred dollars. Total closing costs often range from 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Berthoud?
You typically need recent pay stubs, W-2s, tax returns, bank statements, and a valid ID. Colorado lenders may also request proof of homeowners insurance and a property appraisal.
How long does it take to close on a mortgage in Colorado?
Most Colorado mortgages close in 30 to 45 days. Colorado law does not set a specific closing timeline, but lenders must provide a Loan Estimate within three business days of your application.
Are there special mortgage programs for Colorado first-time buyers?
Yes. Colorado Housing and Finance Authority (CHFA) offers down payment assistance and lower interest rates for qualifying first-time buyers. These programs have income and purchase price limits that vary by county.