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Directory of mortgage lenders in Johnstown, Colorado. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Johnstown, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 7 mortgage lenders in Johnstown, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edge Mortgage, Inc.
2016 Overland Dr, Johnstown, CO 80534
9707440000
Amy Roe - Bank of Colorado Mortgage
4848 Thompson Pkwy #100, Johnstown, CO 80534
9704022606
Integrity Home Loans Inc.
434 Grange Ln, Johnstown, CO 80534
7203176268
U.S. Bank-Cindy Wallace-Mortgage Loan Officer
U.S. Bank Area Served, Johnstown, CO 80534
9704393169
Mortgages by Keri Imhof
305 W South 1st St, Johnstown, CO 80534
9707440000
U.S. Bank-Mortgage Loan Officer-Tiffany Haynes
4949 Larimer Pkwy, Johnstown, CO 80534
9706243630
Scott Stewart
4547 Thompson Pkwy, Johnstown, CO 80534
9705819331
Mortgage lenders in Johnstown Colorado help homebuyers and homeowners secure financing for residential properties. Colorado law requires all mortgage loan originators to be licensed through the Colorado Division of Real Estate. Local lenders understand the Johnstown market and can guide you through conventional FHA and VA loan programs.
What Does a Mortgage Lender in Johnstown Cost?
Typical costs for a mortgage in Colorado include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 500 to 700 dollars and title insurance from 1500 to 3000 dollars. Closing costs in Weld County generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Johnstown Colorado?
You typically need pay stubs tax returns bank statements and a valid ID. Lenders also check your credit score and debt to income ratio. Requirements may vary by loan type and lender.
How long does it take to close on a mortgage in Colorado?
A standard mortgage closing in Colorado usually takes 30 to 45 days from application. This timeline can be shorter for cash buyers or longer for complex loans. Your lender will provide a detailed estimate at the start.
Are there first time home buyer programs in Johnstown Colorado?
Yes Colorado offers the CHFA first step program which provides down payment assistance and competitive rates. Local lenders in Johnstown can help you apply. Eligibility depends on income and purchase price limits.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.