Compare Mortgage Lenders in Lakewood, CO
Browse mortgage lenders serving Lakewood, Colorado. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Colorado before hiring.
Showing 20 mortgage lenders in Lakewood, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Lakewood Colorado help home buyers and homeowners secure financing for residential properties. Colorado law requires lenders to be licensed through the Colorado Division of Real Estate. Local lenders understand the Lakewood housing market and can guide you through loan programs specific to the state.
What Does a Mortgage Lender in Lakewood Cost?
Typical costs for a mortgage lender in Colorado include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,500 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Lakewood Colorado?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Colorado lenders also require proof of homeowners insurance. The exact list depends on your loan type and employment status.
How long does the mortgage process take in Colorado?
The mortgage process in Colorado usually takes 30 to 45 days from application to closing. Colorado law allows a three business day right of rescission for refinances. Purchase loans may close faster if all conditions are met.
Are there first time home buyer programs in Lakewood Colorado?
Yes, Colorado offers the CHFA first step program for first time buyers. This program provides down payment assistance and competitive interest rates. Lakewood residents may also qualify for local grants through Jefferson County.