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Compare Mortgage Lenders in Monument, CO

Directory of mortgage lenders in Monument, Colorado. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Monument, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 4 mortgage lenders in Monument, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jim Braverman Mortgage Team
181 Pewter Ln, Monument, CO 80132
7196611613
Integrity Bank & Trust
1275 Village Ridge Point, Monument, CO 80132
7194840077
Mike Harms - Fairway Home Mortgage
755 E Hwy 105, Monument, CO 80132
7196418611
maverick mortgage capital
17330 Lamplight Dr, Monument, CO 80132
7202201595

Mortgage lenders in Monument Colorado help home buyers and homeowners secure financing for property purchases and refinancing. Colorado law requires lenders to be licensed through the Division of Real Estate and follow specific disclosure rules. Working with a local lender can simplify the process of buying a home in El Paso County.

What Does a Mortgage Lender in Monument Cost?

Typical costs for a mortgage lender in Colorado include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Monument Colorado?
You typically need recent pay stubs, tax returns, bank statements, and a government issued ID. Colorado lenders may also ask for proof of homeowners insurance and a property appraisal. Requirements vary by loan type and lender.
How long does the mortgage approval process take in Colorado?
The process usually takes 30 to 45 days from application to closing. Colorado law requires a three business day review period after you receive the Closing Disclosure. Delays can occur if additional documentation is needed.
Are there special mortgage programs for Colorado first time home buyers?
Yes, Colorado Housing and Finance Authority offers programs like CHFA FirstStep and CHFA SmartStep. These provide down payment assistance and competitive interest rates for eligible buyers in Monument. Income and purchase price limits apply.