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Looking for a mortgage lender in Niantic? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Niantic, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 4 mortgage lenders in Niantic, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Niantic Connecticut help homebuyers and homeowners secure financing for property purchases or refinancing. Connecticut law requires lenders to be licensed under the Connecticut Banking Department. Local lenders understand the Niantic real estate market and can guide you through the process.
What Does a Mortgage Lender in Niantic Cost?
Typical costs for a mortgage lender in Connecticut include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs of 1,000 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Niantic?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. Connecticut lenders may also ask for proof of homeowners insurance and property tax information.
How long does a mortgage application take in Connecticut?
A typical mortgage application in Connecticut takes 30 to 45 days from application to closing. Connecticut law requires a three-day right of rescission for refinances on primary residences.
Are there first-time homebuyer programs in Niantic Connecticut?
Yes, the Connecticut Housing Finance Authority offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.