ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Ridgefield. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Ridgefield, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 2 mortgage lenders in Ridgefield, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Mortgage
23 Catoonah St 1st Floor, Ridgefield, CT 06877
2034312600
Forte Financial
96 Danbury Rd, Ridgefield, CT 06877
4752155401
Mortgage lenders in Ridgefield Connecticut help home buyers and homeowners secure financing for property purchases and refinancing. Connecticut law requires mortgage lenders to be licensed by the state Department of Banking. Local lenders understand Ridgefield market conditions and can guide you through the Connecticut mortgage process.
What Does a Mortgage Lender in Ridgefield Cost?
Typical costs for a mortgage lender in Connecticut include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Connecticut also charges a mortgage recording tax of 0.28 percent of the loan amount. These costs vary by property value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Connecticut?
A mortgage lender must hold a valid license from the Connecticut Department of Banking under Chapter 668 of the Connecticut General Statutes. This license requires background checks and financial reviews.
How long does a typical mortgage closing take in Ridgefield?
A standard mortgage closing in Connecticut usually takes 30 to 45 days from application to closing. Connecticut law requires a three business day right of rescission for refinances under federal Regulation Z.
What are the typical down payment requirements in Connecticut?
Down payment requirements vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as little as 3.5 percent down. Connecticut first time home buyer programs may offer lower down payment options.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Ridgefield who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.