Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 4 mortgage lenders in Waterford, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gateway Mortgage Services, LLC
428 Boston Post Rd, Waterford, CT 06385
8605749458
CorePlus Credit Union Waterford
40 Boston Post Rd, Waterford, CT 06385
8608860576
Max Satti - Mortgage Broker
428 Boston Post Rd, Waterford, CT 06385
8609410086
Residential Mortgage Services (RMS)
65 Boston Post Rd, Waterford, CT 06385
8607721500
What Does a Mortgage Lender in Waterford Cost?
Typical costs for a mortgage lender in Connecticut include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waterford Connecticut?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Connecticut lenders also require a property appraisal and title search. Additional documents may be needed for self-employed borrowers.
How long does the mortgage process take in Connecticut?
The mortgage process in Connecticut usually takes 30 to 45 days from application to closing. Connecticut law requires a three business day right of rescission for refinances. Delays can occur if additional documentation is needed.
Are there down payment assistance programs for Waterford home buyers?
Yes, Connecticut offers down payment assistance programs through the Connecticut Housing Finance Authority. These programs provide loans and grants for eligible first-time home buyers in Waterford. Income limits and property price caps apply.