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Compare Mortgage Lenders in Bear, DE

Looking for a mortgage lender in Bear? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Bear, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Delaware before hiring.
Showing 5 mortgage lenders in Bear, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1831 Pulaski Hwy, Bear, DE 19701
(302) 838-5710 locations.marinerfinance.com
Del-One Federal Credit Union - Bear
100 Fox Hunt Dr, Bear, DE 19701
(302) 739-4496 del-one.org
OneMain Financial
24 Fox Hunt Dr, Bear, DE 19701
(302) 832-1540 onemainfinancial.com
Capitol Title Loans
772 Pulaski Hwy, Bear, DE 19701
(302) 221-0886 capitoltitleloans.com
Mortgage, Bank of America
230 Fox Hunt Dr, Bear, DE 19701
(484) 469-9339 bankofamerica.com

Mortgage lenders in Bear, Delaware help homebuyers and homeowners secure financing for property purchases and refinancing. Delaware law requires all mortgage loan originators to be licensed through the Delaware Office of the State Bank Commissioner. Bear residents benefit from local lenders familiar with New Castle County property values and closing procedures.

What Does a Mortgage Lender in Bear Cost?

Typical costs for a mortgage lender in Delaware include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs in New Castle County generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Bear Delaware?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Delaware lenders also require proof of homeowners insurance before closing.
How long does mortgage approval take in Delaware?
The process usually takes 30 to 45 days from application to closing. Delaware law requires a 24-hour right of rescission period for refinances after closing documents are signed.
Are there first-time homebuyer programs in Bear Delaware?
Yes, the Delaware State Housing Authority offers down payment assistance and low-interest loans for qualified first-time buyers. These programs have income limits and require a homebuyer education course.

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