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Looking for a mortgage lender in Alachua? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Alachua, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage lenders in Alachua, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Digital Mortgage Guy
14309 NW 159th Pl, Alachua, FL 32615
3522756483
PRMG
14520 Main St First Floor, Alachua, FL 32615
3522756483
Mortgage lenders in Alachua Florida help homebuyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand Alachua County property values and can guide you through the loan process.
What Does a Mortgage Lender in Alachua Cost?
Typical mortgage lender costs in Florida include origination fees of 0.5 percent to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance premiums around 0.5 percent of the purchase price. Closing costs in Alachua generally range from 2 percent to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Alachua Florida?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Florida lenders also require proof of homeowners insurance before closing.
How long does the mortgage approval process take in Florida?
The typical mortgage approval process in Florida takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property appraisal takes longer.
Are there special mortgage programs for Florida first time home buyers?
Yes, Florida offers the Florida First Time Homebuyer Program through the Florida Housing Finance Corporation. This program provides down payment assistance and favorable interest rates for eligible buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.