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Compare Mortgage Lenders in Deltona, FL

Looking for a mortgage lender in Deltona? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Deltona, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 mortgage lenders in Deltona, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jose Alvarado - Mortgage Loan Officer
531 Nardello Dr, Deltona, FL 32725
4077778171
Homelis Mortgage
840 Deltona Blvd Unit F1, Deltona, FL 32725
4073378333
Zygon Capital
916 Deltona Blvd #100, Deltona, FL 32725
4753299466
Reverse mortgage my Florida
2016 Golden Arm Rd, Deltona, FL 32738
6783921112

Mortgage lenders in Deltona Florida help home buyers and homeowners secure financing for property purchases and refinancing. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Deltona residents often work with lenders who understand local market conditions in Volusia County.

What Does a Mortgage Lender in Deltona Cost?

Typical costs for a mortgage in Florida include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance costing around 0.5 percent of the purchase price. Florida also charges documentary stamp taxes of 0.35 per 100 dollars of the mortgage amount. Closing costs generally range from 2 to 5 percent of the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Deltona Florida?
You typically need pay stubs, tax returns, bank statements, and identification. Florida lenders also require a valid Social Security number or ITIN. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law requires a 3 day right of rescission for refinances. Delays can occur if appraisal or title work takes longer.
Are there Florida specific mortgage programs for first time buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First and Florida HFA Preferred programs. These provide down payment assistance and competitive interest rates. Eligibility depends on income and purchase price limits.