Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage lenders in Fort Walton Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Douglas Team - Movement Mortgage
709 Eglin Pkwy NE, Fort Walton Beach, FL 32547
8506211616
Waterstone Mortgage Corporation
123 Staff Dr NE, Fort Walton Beach, FL 32548
8503626901
Bank of England Mortgage
348 Miracle Strip Pkwy SW Suite 39, Fort Walton Beach, FL 32548
8503626488
Mortgage Apex
196 Miracle Strip Pkwy SE Unit I, Fort Walton Beach, FL 32548
8507494972
PrimeLending, A PlainsCapital Company - Niceville-Bluewater Bay
26 Racetrack Rd NW A, Fort Walton Beach, FL 32547
8506091010
AJ DiCarlo Branch Manager at CrossCountry Mortgage
139 Beal Pkwy SW UNIT 104, Fort Walton Beach, FL 32548
8507336981
James Mahieu - Northpointe Bank
694 Randall Roberts Rd, Fort Walton Beach, FL 32547
8504996034
Sheryl Douglas
709 Eglin Pkwy NE, Fort Walton Beach, FL 32547
8506211616
PrimeLending, A PlainsCapital Company - Ft. Walton Beach
26 Racetrack Rd NW A, Fort Walton Beach, FL 32547
8506091010
loanDepot Emerald Coast
348 Miracle Strip Pkwy SW #23, Fort Walton Beach, FL 32548
8505336122
New American Funding - Fort Walton, FL
348 Miracle Strip Pkwy SW Ste. 17, Fort Walton Beach, FL 32548
8502043651
Supreme Lending- CBM Team
165 Brooks St SE UNIT A, Fort Walton Beach, FL 32548
8504611474
Sarah Johnson at Veterans Lending Group
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8503081612
PrimeLending, A PlainsCapital Company - Navarre
26 Racetrack Rd NW A, Fort Walton Beach, FL 32547
8503967095
Climb Mortgage
105 Lewis St Suite 204, Fort Walton Beach, FL 32547
8777644294
Beth Mangum - Waterstone Mortgage
123 Staff Dr NE, Fort Walton Beach, FL 32548
8506428412
Mortgage One of the South Inc
15 Eglin Pkwy NE, Fort Walton Beach, FL 32548
8507962100
Jason Wilbur at CrossCountry Mortgage
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8502667292
Stacey Grimes at CrossCountry Mortgage
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8505432126
University Lending Group
185 Brooks St SE, Fort Walton Beach, FL 32548
8505867070
What Does a Mortgage Lender in Fort Walton Beach Cost?
Typical mortgage lender costs in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costing about 0.5 percent of the purchase price. Closing costs in Fort Walton Beach generally range from 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fort Walton Beach?
You typically need pay stubs, tax returns, bank statements, and photo identification. Florida lenders also require a valid Social Security number and proof of residency.
How long does the mortgage approval process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law requires a three business day right of rescission for refinances under the Truth in Lending Act.
Are there special mortgage programs for Florida first time home buyers?
Yes, the Florida Housing Finance Corporation offers down payment assistance and favorable loan terms for first time buyers. These programs have income limits and require completion of a homebuyer education course.