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Compare Mortgage Lenders in Haines City, FL

Looking for a mortgage lender in Haines City? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Haines City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 mortgage lenders in Haines City, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
517 U.S. Hwy 17-92 W #4, Haines City, FL 33844
8634216697
Tropical Multi Services LLC
39 N 11th St, Haines City, FL 33844
8633535449
Amscot - The Money Superstore
35938 US-27, Haines City, FL 33844
8634226828
TCH Mortgage
651 E Main St Ste H, Haines City, FL 33844
1939241004
Truist
99 U.S. Hwy 17-92 W, Haines City, FL 33844
8632561415
SouthState Bank
36099 US-27, Haines City, FL 33844
8634223900

Mortgage lenders in Haines City, Florida help homebuyers and homeowners secure financing for property purchases and refinancing. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation and follow specific disclosure rules under the Florida Fair Lending Act. Local lenders understand the unique housing market in Polk County and can guide you through state-specific closing processes.

What Does a Mortgage Lender in Haines City Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Haines City generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Haines City?
You typically need recent pay stubs, tax returns, bank statements, and a valid government ID. Florida lenders also require proof of homeowners insurance and may ask for a property survey.
How long does a mortgage application take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three-day rescission period after signing for refinances, but not for purchase loans.