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Find Mortgage Lenders Near You in Indian Harbour Beach, FL

Looking for a mortgage lender in Indian Harbour Beach? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Indian Harbour Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 mortgage lenders in Indian Harbour Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AmeriBest Mortgage
1413 S Patrick Dr Suite 6, Indian Harbour Beach, FL 32937
3217777277
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer
118 Terry St, Indian Harbour Beach, FL 32937
5707641494
Luis Perez - Certified Mortgage Planners
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3215131180
Certified Mortgage Planners - Indian Harbour Office
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3216846393
Debbie Greenway Team-Certified Mortgage Planners
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3215912022
OfferDesk Mortgage, LLC
20 Navaho Cir, Indian Harbour Beach, FL 32937
3213457797
Chase Mortgage
1922 Jimmy Buffett Mem Hwy, Indian Harbour Beach, FL 32937
3217771172
Virginia Cearra - Regions Mortgage Loan Officer
191 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937
3217044328

Mortgage lenders in Indian Harbour Beach Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation and follow specific disclosure rules under Chapter 494 of the Florida Statutes. Local lenders understand the unique real estate market in Brevard County and can guide you through loan options for coastal properties.

What Does a Mortgage Lender in Indian Harbour Beach Cost?

Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Brevard County generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Indian Harbour Beach?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Florida lenders also require a property appraisal and a flood zone determination for homes near the coast.
How long does it take to close a mortgage in Florida?
A standard mortgage closing in Florida usually takes 30 to 45 days from application to final signing. Florida law requires a three day rescission period for refinances but not for purchase loans.
Are there special mortgage programs for Florida first time home buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First and Florida HFA Preferred programs. These provide down payment assistance and competitive interest rates for eligible first time buyers in Indian Harbour Beach.