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Find Mortgage Lenders Near You in Key Biscayne, FL

Directory of mortgage lenders in Key Biscayne, Florida. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Key Biscayne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage lenders in Key Biscayne, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Magellan International Mortgage Corp.
260 Crandon Blvd #9, Key Biscayne, FL 33149
3053612323
Truist
520 Crandon Blvd, Key Biscayne, FL 33149
3053657349
Construction, Private, & Hard Money Lending - London Financial Company (LFC)
965 Crandon Blvd, Key Biscayne, FL 33149
3053619720
Chase Home Lending
320 Crandon Blvd, Key Biscayne, FL 33149
6462757311
Northstar Mortgage Investments
104 Crandon Blvd # 324, Key Biscayne, FL 33149
3053610800

Mortgage lenders in Key Biscayne Florida help home buyers and homeowners secure loans for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the unique real estate market in this coastal community and can guide you through the loan process.

What Does a Mortgage Lender in Key Biscayne Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 500 to 1,500 dollars. Closing costs in Florida generally range from 2 to 5 percent of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Key Biscayne?
You typically need pay stubs, tax returns, bank statements, and proof of assets. Florida lenders also require a valid government ID and may ask for additional documents for self-employed borrowers.
How long does the mortgage process take in Florida?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law requires a three day rescission period for refinances but not for purchase loans.