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Compare Mortgage Lenders in Key Biscayne, FL

Browse mortgage lenders serving Key Biscayne, Florida. Contact information and addresses listed below.

5 agents listed
Updated June 2026
Key Biscayne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 5 mortgage lenders in Key Biscayne, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Magellan International Mortgage Corp.
260 Crandon Blvd #9, Key Biscayne, FL 33149
(305) 361-2323 magellanmtge.com
Truist
520 Crandon Blvd, Key Biscayne, FL 33149
(305) 365-7349 truist.com
Construction, Private, & Hard Money Lending - London Financial Company (LFC)
965 Crandon Blvd, Key Biscayne, FL 33149
(305) 361-9720 londonfin.com
Chase Home Lending
320 Crandon Blvd, Key Biscayne, FL 33149
(646) 275-7311 homelendingadvisor.chase.com
Northstar Mortgage Investments
104 Crandon Blvd # 324, Key Biscayne, FL 33149
(305) 361-0800

Mortgage lenders in Key Biscayne Florida help home buyers and homeowners secure loans for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the unique real estate market in this coastal community and can guide you through the loan process.

What Does a Mortgage Lender in Key Biscayne Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 500 to 1,500 dollars. Closing costs in Florida generally range from 2 to 5 percent of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Key Biscayne?
You typically need pay stubs, tax returns, bank statements, and proof of assets. Florida lenders also require a valid government ID and may ask for additional documents for self-employed borrowers.
How long does the mortgage process take in Florida?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law requires a three day rescission period for refinances but not for purchase loans.
Are there Florida specific mortgage programs for first time buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First program with down payment assistance. This program provides up to 5 percent of the loan amount for eligible buyers in Key Biscayne and across the state.