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Mortgage Lenders in Lake Wales, FL

Compare mortgage lenders in Lake Wales. Review contact information and insurance categorys before you decide.

10 agents listed
Updated June 2026
Lake Wales, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 10 mortgage lenders in Lake Wales, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ridge View Mortgage
125 E Central Ave, Lake Wales, FL 33853
(863) 632-0745 ridgeviewmortgage.com
Brandon McWhorter - Ridgeview Mortgage Group LLC
125 E Central Ave, Lake Wales, FL 33853
(863) 221-1220 ridgeviewmortgage.com
OneMain Financial
24065 US-27 Ste 20, Lake Wales, FL 33859
(863) 293-5615 onemainfinancial.com
Real Estate Title Services Inc
120 E Stuart Ave, Lake Wales, FL 33853
(863) 678-1543 realestatetitlefl.com
Towerview Title Company- Lake Wales Title Company
299 E Stuart Ave, Lake Wales, FL 33853
(863) 455-8234 titlecompanylakewales.com
Yurezz
14600 US-27 Unit A, Lake Wales, FL 33859
(912) 240-0111 yurezzlakewalesfl.com
Truist
102 E Central Ave, Lake Wales, FL 33853
(863) 589-0961 truist.com
Oak Harbor Title Company in Lake Wales Fl
20 S Scenic Hwy, Lake Wales, FL 33853
(863) 676-1115 oakharbortitle.com
Central Florida Reverse - Empowered by NEXA Mortgage
231 E Tillman Ave, Lake Wales, FL 33853
(404) 313-9785 ridgereverse.com
Grant Worden - Ridgeview Mortgage Group
125 E Central Ave, Lake Wales, FL 33853
(863) 443-0159

Mortgage lenders in Lake Wales Florida help homebuyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the Lake Wales real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Lake Wales Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal and title services. Closing costs generally range from 2 to 5 percent of the purchase price. Florida also charges documentary stamp taxes on mortgages. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lake Wales Florida?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Florida lenders also require a property appraisal and title search. Your lender will give you a complete list based on your loan type.
How long does mortgage approval take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances. Purchase loans do not have a rescission period.
Are there special mortgage programs for Florida first time home buyers?
Yes Florida offers programs like the Florida Housing Finance Corporation first time home buyer loan. This program provides down payment assistance and competitive interest rates. Eligibility depends on income and purchase price limits.