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Mortgage Lenders in Largo, FL

Directory of mortgage lenders in Largo, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

12 agents listed
Updated June 2026
Largo, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 12 mortgage lenders in Largo, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
DDA Mortgage
1600 W Bay Dr Ste B, Largo, FL 33770
(727) 784-5555 ddamortgage.com
VanDyk Mortgage Corporation
801 W Bay Dr Suite 200, Largo, FL 33770
(727) 214-6451 vandykmortgage.com
Saleztrax Mortgage Processing
1600 W Bay Dr Suite A, Largo, FL 33770
(727) 483-9820 saleztrax.com
Integrity Financial Services
13129 66th St N, Largo, FL 33773
(727) 531-0000 ifsmortgage.mymortgage-online.com
Sunshine Mortgage Brokers
801 W Bay Dr Ste 509, Largo, FL 33770
(727) 331-7948 smbrokers.net
Beach Line Mortgage Inc.
2401 W Bay Dr Suite 117, Largo, FL 33770
(727) 724-4832 beachlinemortgage.com
Top Mortgage Team
12600 S Belcher Rd #106-H, Largo, FL 33773
(727) 709-0911 thetopmortgageteam.com
Sea Vista Home Loans
14827 Imperial Point Dr N, Largo, FL 33774
(727) 686-4052 seavistahomeloans.com
Inspired Home Loans
12600 S Belcher Rd #106-H, Largo, FL 33773
(727) 742-0247 inspiredhomeloans.com
Merchant One Mortgage Florida
12800 Indian Rocks Rd #5C, Largo, FL 33774
(800) 794-0441 mer1loans.com
Ocean Blue Mortgages Inc.
14562 Vista Ln, Largo, FL 33774
(727) 859-3702 oceanbluemortgages.com
Statewide Mortgage Co
1601 E Bay Dr STE 3, Largo, FL 33771
(727) 797-0300 statewidemortgageco.com

Mortgage lenders in Largo, Florida help residents secure home purchase loans and refinancing options. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Many Largo lenders also assist with FHA, VA, and conventional loans tailored to local housing market conditions.

What Does a Mortgage Lender in Largo Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees around 400 to 700 dollars. Closing costs often total 2 to 5 percent of the home price. Florida also charges documentary stamp taxes on mortgages at a rate of 35 cents per 100 dollars of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Largo?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida lenders also require proof of homeowners insurance before closing. The exact list depends on your loan type and employment status.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances. Delays can occur if property appraisals or title searches take longer than expected.