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Browse mortgage lenders serving Lutz, Florida. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Lutz, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 mortgage lenders in Lutz, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Innovative Mortgage Services Corporate Office
17717 Hunting Bow Cir #101, Lutz, FL 33558
7272224575
Lendworkz Mortgage
18711 N Dale Mabry Hwy, Lutz, FL 33548
8132993320
EMM Loans LLC
24714 FL-54, Lutz, FL 33559
8134485242
Newrez LLC
25200 Sawyer Francis Ln Suite 108, Lutz, FL 33559
8134174020
Bayer Loan Team, Powered by EMM Loans LLC
24714 FL-54, Lutz, FL 33559
8138984718
ALL WESTERN MORTGAGE - Anthony G. Canizares Elite Team
25200 Sawyer Francis Ln #141, Lutz, FL 33559
8134935000
Donna Bohl
24714 FL-54, Lutz, FL 33559
2399102911
Amerifirst Home Mortgage - Lutz, FL
2009 Osprey Ln #9374, Lutz, FL 33549
8133924200
Chase Home Lending
23434 FL-54, Lutz, FL 33559
5599066793
Mortgage lenders in Lutz Florida help homebuyers and homeowners secure financing for property purchases and refinancing. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the unique real estate market in Pasco County and can assist with conventional FHA and VA loans.
What Does a Mortgage Lender in Lutz Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount appraisal fees from $400 to $700 and title insurance averaging $1,000 to $2,000. Closing costs in Florida generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lutz Florida?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Florida lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Florida?
The average mortgage process in Florida takes 30 to 45 days from application to closing. Florida law allows for a three day right of rescission on refinances but not on purchase loans.
Are there Florida specific mortgage programs for first time buyers?
Yes the Florida Housing Finance Corporation offers the Florida First program with down payment assistance and competitive interest rates. Eligibility depends on income and purchase price limits set for Pasco County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.