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Find Mortgage Lenders Near You in Merritt Island, FL
Browse mortgage lenders serving Merritt Island, Florida. Contact information and addresses listed below.
6 agents listed
Updated June 2026
Merritt Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 6 mortgage lenders in Merritt Island, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jake Malesh, Mortgage Broker NMLS #2129513
2617 The Trails at Hidden Harbor, Merritt Island, FL 32952
What Does a Mortgage Lender in Merritt Island Cost?
Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Merritt Island?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida lenders may also require proof of homeowners insurance due to hurricane risk.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three-day rescission period after signing for refinances but not for purchase loans.
Are there special mortgage programs for Florida first-time buyers?
Yes, the Florida Housing Finance Corporation offers down payment assistance and favorable rates for first-time buyers. These programs have income and purchase price limits specific to each county.
Get matched with agents in Merritt Island who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.