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Find Mortgage Lenders in Merritt Island, FL

Browse mortgage lenders serving Merritt Island, Florida. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Merritt Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 mortgage lenders in Merritt Island, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jake Malesh, Mortgage Broker NMLS #2129513
2617 The Trails at Hidden Harbor, Merritt Island, FL 32952
3214822460
Chase Home Lending
760 E Merritt Island Cswy, Merritt Island, FL 32952
7818588877
The Home Team of Direct Mortgage Loans
76 E Merritt Island Cswy, Merritt Island, FL 32953
3212235095
Mortgage Solutions of Fl Corp
375 S Courtenay Pkwy #8, Merritt Island, FL 32952
3218488379
Mortgage, Bank of America
15 E Merritt Island Cswy, Merritt Island, FL 32952
3213513711
Jamie King of Direct Mortgage Loans
76 E Merritt Island Cswy, Merritt Island, FL 32953
8137249784

Mortgage lenders in Merritt Island Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the unique housing market and insurance requirements on the Space Coast.

What Does a Mortgage Lender in Merritt Island Cost?

Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Merritt Island?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida lenders may also require proof of homeowners insurance due to hurricane risk.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three-day rescission period after signing for refinances but not for purchase loans.