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Find Mortgage Lenders in Miami Gardens, FL

Compare mortgage lenders in Miami Gardens. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Miami Gardens, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage lenders in Miami Gardens, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage, Inc.
600 NW 183rd St, Miami Gardens, FL 33169
3056529393
Ozzie Rabinowitz
67 NW 183rd St Suite 108, Miami Gardens, FL 33169
8007311400
Marie Sabine Mortgage and Loan Company
17335 NW 7th Ave #109, Miami Gardens, FL 33169
5712068117

Mortgage lenders in Miami Gardens Florida help residents purchase homes and refinance existing loans. Florida law requires lenders to be licensed and follow specific disclosure rules. Local lenders understand the Miami Gardens real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Miami Gardens Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs in Miami Gardens generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Miami Gardens?
You typically need pay stubs, tax returns, bank statements, and identification. Florida lenders also require proof of homeowners insurance. The exact list depends on your loan type and employment situation.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law requires a three-day rescission period for refinances. Delays can happen if appraisals or title work take longer than expected.
Are there special mortgage programs for Florida first-time home buyers?
Yes, Florida offers the Florida HFA First Time Homebuyer Program which provides down payment assistance. Miami Gardens residents may also qualify for local grants. Eligibility depends on income and credit score requirements.